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Identity Theft Expense Protection
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The electronic collection and storage of personal information has increased the risk that personal information be misappropriated and used to commit fraud or other crimes. This protection program provides the victims of identity theft with legal telephone assistance to a lawyer and financial means to cover legal fees and expenses such as lost of income, to help recover from the identity theft.

legal Insurance

IDENTITY THEFT EXPENSE PROTECTION

A legal expense insurance program that combines telephone ASSISTANCE Service and INSURANCE Protection.

LEGAL ASSISTANCE SERVICE

FBA's Legal Assistance service will give your customer access to a telephone legal information line. Our lawyers will answer questions on all legal matters concerning the Insured's personal identity, no matter what field of Canadian law. The information is provided by:

• lawyers with at least five years of experience;

• through a Toll-free number;

• all information provided is substantiated and,

• the number and length of call is unlimited.

LEGAL INSURANCE PROTECTION


The insurance protection covers the Insured's expenses and legal costs up to the limit of the policy.

The protection also covers:

• services of a firm hired to assist the Insured in reporting the identity theft;

• loss of wages resulting from time off work;

• external experts expenses such as accountant’s fees, actuary fees...


     
Examples  
  LEGAL ASSISTANCE
I just received a phone call from a collection agency asking to pay for something that I did not purchase. Can you help me?
I recently checked my credit score with Equifax and something is wrong. They say I have defaulted on a few payments and I did not. What should I do?
Someone called me yesterday wanting to clarify some questions on a rental application that I never made. What should I do?
  LEGAL INSURANCE
Taking time off work to seek legal counsel in order to complete affidavits and challenge information on a credit report.
Payment of lawyer’s fees for the removal of civil judgements wrongly entered against you.
Payment of fees incurred in services performed by a firm authorised to assist in reporting identity theft.
     

FBA Consulting Group Inc
Legal Insurance specialist and Assistance Service Provider